Effective communication between Originating Lenders and Participants involved in syndicated commercial real estate loans is essential for managing risk, ensuring transparency, and maintaining regulatory compliance. Credit unions engaged in participation lending must operate within the regulatory framework established by the National Credit Union Administration (NCUA), particularly under 12 CFR Part 723—Member Business Loans; Commercial Lending…

A single factor rarely drives economic uncertainty. Instead, it emerges from a combination of shifting interest rates, persistent inflationary pressures, evolving consumer behavior, and changing capital markets. According to AP News, these changes reflect broader volatility across credit markets and business confidence. For credit unions, these conditions can complicate forecasting and heighten concern around credit…

Collaboration has always been the hallmark of the credit union movement. From pooling capital to serving communities overlooked by traditional banks to advocating for cooperative principles on the national stage, credit unions thrive when they work together. That same cooperative spirit is driving one of the most important growth frontiers today: business lending. Business lending…

A Business Case for BB-360® – Volume II By Pat True, Lendovative Technologies, Inc. Recent data from the OCC as well as bankrate.com indicates that 43% of small-to-medium sized businesses (SMB’s) seeking financing applied for a business line of credit, and the most common use of lines of credit is to support working capital needs.…

A Better Way to Support SMB Cash Flow – Introducing BB-360® By Pat True, Lendovative Technologies, Inc. Within the first two years of operation, the first significant financing need a business often requires is a revolving credit line. These facilities help the business management team even out the cash flow cycles that can result from…