Local Lenders & Local Decisions

Business loans brought to you by the same great credit unions you trust for your personal financial needs.

Helping Credit Unions Succeed

There are no business members or consumer members----just members with a business lending need.

Bringing Business & Credit Unions Together

Loans directly from your local credit union designed to meet the goals of small business owners and real estate investors.

Dedicated to Bringing Businesses & Credit Unions Together!

MBFS Financial Services

MBFS offers a wide variety of services to help your credit union throughout the complete life cycle of the business loan relationship. Your credit union can focus on the building and maintaining member relationships while MBFS supports your credit union’s operations.

Launch a Business Loan Program

MBFS works on-site with credit union management to develop a business loan policy that aligns with the credit union’s credit culture, strategic goals, and the NCUA regulatory guidance...

Get a Business Loan

MBFS works with small business owners and real estate investors to bring the right financial solution to credit unions and their members...

Loan Origination & Docs

MBFS works with wide variety of business owners and real estate investors to bring you the credit services and terms to grow your organization...

Loan Servicing

MBFS offers in-house business loan servicing to our client credit unions. A challenge in the industry is that many core systems for credit unions have not been designed to support business...

SBA Loans

MBFS has partnered with a third party to combine the processing and closing power of two of the nation’s largest SBA lenders to bring speed and efficiency along with peace of mind...

Culture

Owned by credit unions to assist credit unions and their member gain the financing they need.

Scale

Bringing to credit unions and their members the power and leverage of an entire industry working together.

Experience

Credit unions working together to bring proven industry professionals to the business community.

About us

Member Business Financial Services, LLC is a Credit Union Service Organization jointly owned by multiple credit unions across Pennsylvania.

MBFS assists credit unions to fund business loans within the defined markets of the credit union owners in order to meet the strategic goals for their organization.

Learn More

Testimonials

What small business owners and credit unions have to say about us!

"We have grown business lending by over 50% in the past twelve months. Partnering with MBFS has made that growth possible and insured our members received great service throughout the loan process."

Scott McKim

American Heritage FCU

"As a subscribing member with MBFS, CHROME has experienced a level of service and support allowing a small credit union to compete for new business opportunities and grow with our existing businesses. The technology used by MBFS allows us to speed up the loan decision process and communicate with all MBFS team members. The network of MBFS credit unions and partners who they have introduced CHROME to adds membership value whereby we can offer the best possible products and services to our membership base."

Bruce Goodman

Chrome FCU

"MBFS provides our credit union with the tools we need to succeed in lending to our business members by providing a complete suite of business lending and servicing products. We are able to offer our members competitive products that bring value to their business and add to our member relationships."

Sue Phillips

People First FCU

Latest MBFS News

Press Releases, New Partners, Announcements, Helpful Links and Much More... Stay current with the latest news at Member Business Financial Services.

MBFS Regional Training

Regional Business LendingTraining Programs for Credit Unions

09-21-2018

Business Lending Webinar Series

Learn more about our quarterly webinar series, Credit Union Business Lending Today, and review key highlights discussed during the last webinar.

06-21-2018

MBFS Tax Reform Seminar

Come learn about the new tax reform legislation at our free workshop.

01-19-2018

Become a partner with member business financial services!

Member Business Financial Services, LLC (“MBFS” or “CUSO”) is a Credit Union Service Organization jointly owned by American Heritage Federal Credit Union, Viriva Community Credit Union, Penn East Federal Credit Union, American Spirit Federal Credit Union, Valor Federal Credit Union (now PenFed, Discovery Federal Credit Union, P&G Mehoopany Employees Federal Credit Union, People First Federal Credit Union, Erie Federal Credit Union, Choice One Community Federal Credit Union, Eagle One Federal Credit Union, and Service 1st Federal Credit Union.